Buying your first home can feel impossible in today’s market, but it doesn’t have to drain your bank account. This guide explains “home hacking,” a strategy where you use your primary residence to generate income and offset (or even surpass) your mortgage. From renting a legal suite or spare room, to short‑term hosting, garage/ADU conversions, co‑living, live‑work setups, and even tiny‑home rentals, you’ll learn practical models that fit different budgets, lifestyles, and local rules.

Inside, we cover why Millennials are uniquely positioned to succeed, what to watch out for (zoning, taxes, financing rules, privacy), and how to spot properties with income potential near universities, hospitals, or tourist areas. You’ll also see ballpark earning examples (e.g., $1,000–$2,000/mo for a suite in many markets, or ~$1,600/mo from a well‑booked guest room) and a step‑by‑step start plan: get clear on goals, line up financing, choose the right agent, prioritize layout & location, and launch a 90‑day roadmap so you start small and scale.