Buying in your 20s is bold and totally doable with the right playbook. This guide cuts through the noise to reveal what TikTok won’t: a pre‑approval is not the same as being financially ready; total monthly cost matters more than list price (taxes, insurance, fees, maintenance); your first place is a launchpad, not a forever home; and smart choices beat trendy features every time (prioritize structure, layout, location, and livability over cosmetics).

You’ll learn why waiting for a “perfect rate” can backfire, how to budget beyond the down payment (closing costs, moving, repairs, emergency fund), and why a great agent beats any app—educating, negotiating, and protecting your future. Use the included checklists and pro tips to buy confidently, stick to your lifestyle budget, and set yourself up for equity, flexibility, and long‑term wins.